If you need to frequently travel for business in India or globally, air travel and hotels become an important part of your life. When you spend on travel and hotel stays, you become a preferred customer, and there are loyalty benefits for you. Dining, shopping, and fuel are also part of your travel.
Want to make your travel rewarding? There are credit cards designed just for your travel needs, and the benefits are mindboggling. If you are looking for sweeter deals, then add your credit cards to mobile apps like CRED.
Find out the best sbi credit card or any other credit card that fits your travel plans. We find out the best deals offered by different credit card companies for travel. You can find out the best sbi credit card here.
Best Credit Cards for Travel
Here are the top credit cards for business travellers like you:
Standard Chartered Yatra Platinum Credit Card:
Get rewarded with cashback offers every time you use this card for travel. They have a tie-up with Yatra.com, and you get 10% cashback when you book your travel, domestic or international, and hotels through Yatra. You don’t need to pay cancellation fees when you cancel a flight with this card.
Keep in mind, however, that this offer is only for roundtrips. The daily hotel booking charges must be at least Rs. 4000 and you need to spend at least three nights to qualify. The Standard Chartered Good Life Programme offers discounts on dining and shopping too.
You also get a fuel surcharge waiver of 1% when you buy fuel at select petrol pumps. On signing up, there are Rs. 4000 worth of travel vouchers from Yatra for you.
Jet Privilege HDFC Diners Club Card
If you book flights using Intermiles, then the Jet Privilege HDFC Diners Club Card gives you the best deal. You get some exciting bonuses on signing up. These include 15000 Intermiles or Rs. 7650, Rs. 1000 vouchers against your return ticket, and an additional 15000 Intermiles if you spend Rs. 150000 within 3 months of signing up.
On renewal of your card, you get 10000 Intermiles or Rs. 5100 and Rs. 750 against your return ticket. You get reward points at 4.8% when you use Intermiles for travel, 2.4% on other expenses, and 6% when you use Etihad Airways. There is also an additional 5% discount on Economy tickets and 10% discount on business tickets from Etihad Airways.
There are also sign-up and renewal rewards from HDFC Diners Card. Your annual fee is cancelled if you are a high-value spender. Additional benefits include access to the Diners Club lounge, unlimited golf sessions, exclusive check-in at domestic airports, and extra baggage allowance.
Citi Premier Miles Credit Card:
If your travel frequency is very high, this is the ideal card for you. You start off with a welcome gift of 10000 miles or Rs. 4500 in vouchers if you book your tickets through MakeMyTrip or Yatra. If you renew your card, there are vouchers worth 3000 miles or Rs. 1350.
Additional benefits include 6 to 8 complimentary airport lounge visits every quarter at domestic airports, 1.8% rupee value back on general purchases, and 15% discount on dining at select restaurants. If you are a City Priority or Citigold client, the annual fee is waived off.
You also get a fuel surcharge waiver when you buy fuel at Indian Oil Petrol Pumps.
Axis Bank Insta Easy Credit Card
Your first online transaction using this card earns you a welcome gift of 100 points worth Rs. 40. This is your best option when your credit card is issued against your fixed deposit. The minimum fixed deposit amount should be Rs. 20000.
There is a lot of flexibility offered by this card, as there are no annual fees, age, or income restrictions. It offers high rupee value back on domestic flights of up to 1.2% and 2.4% on international flights. There are discounts of 15% on dining at select restaurants through the Axis Bank Dining Delights Program.
On fuel spends between Rs. 400 to Rs. 4000 per month, there is a fuel surcharge waiver of Rs. 400.
BOB Financial Premier Card:
If you spend Rs. 120000 in a year, you don’t pay any annual fees with the BOB Financial Premier Credit Card. This card has some great reward offers with a 2.5% rupee value back when you travel, dine, or enter into international transactions. You also get a 0.5% rupee value back on all other transactions.
Additional perks include access to domestic lounges, an exclusive golf package, and fuel surcharge waiver on transactions between Rs. 400 to Rs. 5000.
Axis Pride Signature Credit Card:
An annual spend of Rs. 40000 waives your annual fee with this credit card. This card has exciting reward points offer with a 1.6% rupee value back on all spends except for fuel.
You also get access to 2 lounges at select airports across India every quarter. This card also offers a fuel surcharge waiver.
MakeMyTrip ICICI Bank Signature Credit Card
If you book your travel through MakeMyTrip, then this credit card offers great savings for you. You get a whopping 10000 reward points worth Rs. 10000 as a welcome gift. On renewal, there is an additional 5000 reward points worth Rs. 5000 for you.
Other welcome gifts include Rs 1500 MyCash vouchers to be redeemed against MakeMyTrip and Rs. 2500 Lemontree Hotel Voucher as well. If you achieve specific spending milestones, there are Rs. 4000 MyCash vouchers as an offer.
Become a member of the exclusive MMTDOUBLEBLACK programme where you get points on spending, and there is no cancellation fee for flight and hotel bookings.
You also get high rewards at 2% on booking through MakeMyTrip for hotels and 1% for flights. For any other spending, you get 0.63% reward points. Every sixth ride you avail of through Ola is free.
Air India SBI Signature Card
If you fly Air India, this is the best card for you. There are some fantastic welcome gifts like 20000 reward points or Rs. 9000, renewal bonus of 5000 bonus points or Rs. 2250 with Rs. 45000 annual rewards on spending Rs. 20 lacs.
Additional benefits include 30 points for every Rs. 100 spent on Air India, Visa Domestic Lounge Program, free Priority Pass Membership, and fuel surcharge waiver.
Whether you check into a hotel or get into your flight, your reward points keep adding up when you make payment using these credit cards. Enjoy the privileged life with access to domestic and international lounges, discounts on flights, unlimited golf games, and discounts on hotel bookings.
So close your old credit cards by learning how to close SBI credit card or any other credit card and switch over to these!